Cashless Facilities

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Simplifying Your Financial Journey to Health at Miracle Hospital

At Miracle Hospital, we believe that access to excellent healthcare should be as smooth and stress-free as possible, especially when it comes to financial matters. Our Cashless Facilities are designed to provide you with ultimate peace of mind by simplifying the billing and payment process, allowing you to focus entirely on what matters most: your health, recovery, and the well-being of your family.

When to Seek Emergency Care

Experience Seamless Healthcare Without Upfront Payments

We have proudly partnered with a wide network of leading health insurance providers and Third-Party Administrators (TPAs) to offer cashless hospitalization services across all our branches in Whitefield, Marathahalli, and Varthur. This means that for eligible treatments and as per your policy terms, your medical bills are settled directly between Miracle Hospital and your insurance provider, significantly reducing your out-of-pocket expenses and administrative burden.

How Our Cashless Facility Works: A Step-by-Step Guide

Our dedicated insurance desk team is here to guide you through every stage of the cashless process:

Admission & Notification Pre-Authorization Request Approval & Treatment Discharge & Final Settlement

Planned Admission: If your hospitalization is planned, please inform our admissions desk about your health insurance policy during pre-admission counseling. We recommend notifying your insurance provider/TPA at least 48-72 hours prior to admission.
Emergency Admission: In case of an emergency, our team will assist you in notifying your insurance provider/TPA within 24 hours of admission.

Our dedicated insurance desk team will assist you in completing the necessary pre-authorization forms.
We will then submit these forms, along with your medical reports and doctor's recommendations, to your TPA/insurance company for approval.

The TPA/insurance company will review your case based on your policy terms and conditions.
Once approved, you can receive your medical treatment without needing to make upfront cash payments for the covered expenses.

At the time of discharge, our billing team will coordinate the final settlement with your insurance provider.
You will only be responsible for paying for any expenses explicitly not covered by your policy (these are typically non-admissible expenses as per your plan, such as certain consumables, higher room rent charges if applicable, or specific exclusions). The remaining eligible amount will be settled directly by your insurance provider.

Your Health is Our Top Goal

Key Benefits of Our Cashless Facilities

Health professionals use a wide range of instruments to diagnose and treat a disease or other condition, to prevent a worsening of symptoms, to replace a damaged part — such as a hip or a knee — and so on.

More Why Choose Us

Ultimate Peace of Mind

Focus entirely on your recovery and your loved ones, without the immediate stress of arranging large sums of money.

Reduced Financial Burden

Minimize your out-of-pocket expenses for
covered treatments.

Hassle-Free Process

Our experienced team handles the complex coordination and paperwork with your insurance provider.

Complete Transparency

We will guide you through every step, clearly explaining what is covered and any potential non-covered expenses.

Your Health Care Process

Important Considerations for a Smooth Process

We will work with you to develop individualised care plans, including management of chronic diseases. If we cannot assist, we can provide referrals or advice about the type of practitioner you require.

Carry Your
Documents

Always bring your original insurance policy documents, TPA card, and a valid photo ID proof for verification.

Understand
Your Policy

Understand your insurance—sum insured, sub-limits, co-payments, and exclusions—before hospitalization.

Emergency
Cases

In emergencies, if pre-authorization is delayed, you may pay first and claim reimbursement later per policy terms.

Non-Covered
Expenses

Be aware certain services or items might not be covered by your policy. Our billing team will clearly communicate these.